We are an Indepedent Life, Health, Long Term Care and Disability Insurance Agency.
CA No. 0C74452
The mission of OLIVO-CPA/H.D. Vest Insurance Services is to provide high-quality insurance products and support to help fulfill our clients' risk management needs. We are committed to the concept of needs analysis in determining the appropriate insurance products. Below is a detailed description of which you will find under each topic.
Services
Our insurance product lines include annuities, life insurance, long-term care and disability. Learn more about each product by requesting information below.
Without the necessary life insurance coverage, premature death could leave a client's survivors with no money for other aspects of investment planning, such as college funding, retirement planning, or even the necessities of life. If a client has dependents but their assets would not provide for them adequately after the client's death, they need life insurance. How much life insurance do they need? The simple answer: enough to sustain the family's present standard of living and let them meet their financial needs in the event that the client is no longer around.
For life insurance needs, H.D. Vest Insurance Services offers term life, whole life, universal life, variable universal life, second-to-die fixed and variable universal life, and single premium variable universal life.
Long Term Care
Long-term-care insurance provides benefits for medical and other services provided to insured individuals who need constant care in their own homes or in a nursing home. For long-term-care needs, H.D. Vest Insurance Services offers comprehensive policies, nursing home policies, home, community-care policies and shared benefit policies.
